Nothing can ruin your day more than to get in an auto accident Columbus OH. Besides the expensive it will likely end up costing you, there is also the inconvenience it will cause. Regardless of who is at fault in an auto accident there are certain things you should do.
The first thing to remember is not to admit fault, even if you think you are at fault. Insurance companies will try and split the fault of the accident. The other driver may have hit you, but were you distracted? Or the other way around, did you hit the other auto but the other driver wasn’t paying attention? When dealing with an insurance adjuster do not volunteer any information. Keep your answers as much yes or no as possible.
When involved in an auto accident Columbus OH, take pictures. This is becoming much easier with just about everyone carrying a smart phone, or at least a phone that can take pictures. It is not recommended you take pictures of any fatalities, but get good pictures of all the autos involved and of any people who may have been involved either as a driver or a passenger. The more visual information you can provide your insurance company the better.
If there is any property damage done, call the police. Do not let the other driver talk you out of calling the police because of some sob story with the promise that they will take care of the damage. Be sure you exchange information such as your name and insurance information. If you are involved in an auto accident Columbus OH that is not your fault and you do not have a police report you may end up paying for the damage yourself. Even if your insurance company will pay for part of the claim, you will still have to pay for the deductible. If the other driver was at fault, but doesn’t have insurance or you don’t know if they have insurance, you may want to pay your deductible and let your insurance company go after the other driver. If your insurance company manages to get your deductible back they will send you a check.
At some point you may not be able to settle a claim either with your insurance company or the insurance company of the other driver. In this instance you may want to consider contacting an attorney.
If you are involved in an auto accident Columbus OH you can reduce the inconvenience by keeping your wits and using common sense. And if you have an issue with an insurance company after an auto accident Columbus OH you may want to consider contacting an attorney.
